How Much is Auto Insurance with Multiple Speeding Tickets in Henderson?

Trying to find budget auto insurance is challenging, and figuring out which company has the lowest-priced insurance rates with multiple speeding tickets requires even more rate comparisons. Each company has their own process for establishing rates, so let’s rank the most affordable insurance companies in Nevada.

Find the Best Cheap Insurance with License Points

Compare Rates Today

Cheapest Nevada car insurance ranked by price
Rank Company Cost Per Year
1 Allied $911
2 Travelers $912
3 Capital $978
4 Oregon Mutual $1,182
5 Progressive $1,190
6 GEICO $1,219
7 American Family $1,230
8 USAA $1,284
9 Safeco $1,306
10 Nationwide $1,321
11 Farmers $1,438
12 MetLife $1,567
13 Country $1,668
14 State Farm $1,698
15 Mercury $1,825
16 Victoria $2,073
17 Liberty Mutual $2,227
18 Bristol West $2,313
19 Allstate $2,337
20 Encompass $2,710
Find Cheaper Rates Go

Allied has some of the best car insurance rates in Henderson at around $911 each year. This is $663 less than the average policy premium paid by Nevada drivers of $1,574. Travelers, Capital, Oregon Mutual, and Progressive also are some of the lowest-priced Henderson, NV insurance companies.

In this example, if you currently buy coverage from Oregon Mutual and switched to Travelers, you might achieve annual savings of approximately $270. Policyholders with Progressive may save as much as $278 a year, and GEICO policyholders might see rate reductions of $307 a year.

To get a fast rate comparison, click here or quote prices from the following companies.

Remember that these premiums are averaged for all types of insureds and vehicles and and are not figured with an exact zip code location with multiple speeding tickets. So the company that can offer you the best price may not even be in the list above. That affirms the importance of why you need to compare as many prices as possible using your own driver data and vehicle information.

One of the many considerations that aid in calculating the amount you pay for auto insurance is your zip code. More populated areas tend to have more expensive auto insurance rates, whereas less populated areas benefit from lower prices.

The information below shows the highest-priced areas in Nevada with multiple speeding tickets to purchase a policy in. Henderson is listed at #8 having an annual price of $1,715 for the average insurance policy, which is approximately $143 per month.

How much does car insurance cost in Henderson, NV?
Rank City Average Per Year
1 Winchester $2,116
2 Sunrise Manor $2,090
3 Paradise $2,041
4 Spring Valley $2,040
5 Enterprise $1,908
6 Las Vegas $1,892
7 North Las Vegas $1,826
8 Henderson $1,715
9 Boulder City $1,557
10 Mesquite $1,365
11 Pahrump $1,364
12 Sparks $1,304
13 Sun Valley $1,253
14 Spanish Springs $1,253
15 Reno $1,244
16 Gardnerville Ranchos $1,138
17 Carson City $1,136
18 Elko $1,114
19 Dayton $1,108
20 Fernley $1,103
Find Cheaper Rates Go

Annual rates are comparative as the specific zip code location can decrease or increase rates substantially.

The type of vehicle you are insuring is one of the largest factors when shopping around for the cheapest coverage with multiple speeding tickets. Vehicles with economical engines, a plethora of safety features, or low incidents of liability claims will cost significantly less to insure than adrenaline junky models.

The table below ranks car insurance premiums for a number of the cheaper vehicles to buy coverage for.

Cheapest Vehicles to Insure in Henderson, NV
Make and Model Estimated Cost for Full Coverage
Ford Escape XLS 4WD $2,794
Hyundai Elantra SE Touring Station Wagon $3,040
Honda CR-V EX-L 4WD $3,047
Jeep Wrangler Sport 4WD 2-Dr $3,167
Honda Accord EX-L 4-Dr Sedan $3,312
Toyota Prius $3,318
Ford Explorer Eddie Bauer AWD $3,372
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $3,382
Chevrolet Malibu LT $3,372
Ford Focus SEL 4-Dr Sedan $3,432
Ford Edge Sport AWD $3,495
Toyota Camry XLE $3,503
Honda Odyssey EX-L W/Rear Entertainment $3,495
Chevrolet Silverado LS Regular Cab 2WD $3,508
Volkswagen Jetta SE 2.5 Station Wagon $3,517
Chevrolet Equinox LS AWD $3,533
Chevrolet Impala LT $3,543
Nissan Rogue S AWD $3,539
Ford F-150 FX2 2WD $3,602
Toyota RAV4 Limited 4WD $3,609
Start Your Quote Go

Table data represents single male driver age 50, two speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, homeowner, claim-free, and multi-policy. Rates do not factor in vehicle location which can affect coverage rates significantly.

Based upon the table data, we can conclude that makes and models like the Ford Escape, Hyundai Elantra, Honda CR-V, and Jeep Wrangler are likely to be the cheapest vehicles to insure after a few driving violations.

The chart below demonstrates how deductibles can impact premium costs when trying to find cheap insurance with multiple speeding tickets. The data assumes a single female driver, comprehensive and collision coverage, and no additional discounts are factored in.

The chart above illustrates that a 50-year-old driver could lower their policy premium by $244 a year by increasing from a $100 deductible up to a $500 deductible, or save $370 by selecting a $1,000 deductible. Younger drivers, like the Age 20 chart data, could possibly save as much as $620 annually just by choosing higher deductibles.

When raising deductibles, it will be required to have emergency funds available to enable you to pay the extra out-of-pocket expense associated with higher deductibles.

Do you need full coverage?

Reducing premiums for insurance is probably important to the majority of drivers, and one of the quickest ways to pay lower rates for insurance with multiple speeding tickets is to not insure for full coverage. The information below illustrates the comparison of annual premium costs with full physical damage coverage compared to only buying liability only. The rates are based on no claims, a clean driving record, $250 deductibles, drivers are not married, and no discounts are factored in.

Averaged out for all age groups, comp and collision coverage costs an additional $1,621 per year over and above liability only. At some point, about every driver wonders when is the right time to remove full coverage. There is no definitive guideline of when to drop physical damage insurance, but there is a general convention. If the annual cost of having full coverage is about 10% or more of the settlement you would receive from your company, then it may be the right time to buy liability only.

Selecting a highly-rated auto insurance company can be a challenge considering how many different companies sell coverage in Nevada. The company rank data listed below could help you select which auto insurers to look at when insurance shopping with multiple speeding tickets. These rankings are for large nationwide companies, so companies with more of a regional focus are not factored into this list.

Top Insurance Companies with Multiple Speeding Tickets in Nevada
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
Compare Rates Now Go

Data Source: Best Car Insurance Companies