How Much is Auto Insurance for Veterans in Henderson?

Finding good, low-cost car insurance is not always easy, and determining which insurers offer the best auto insurance rates for veterans may require additional perseverance. Every insurance company has their own guidelines for setting rates, so let’s begin by taking a look at the auto insurance companies that tend to be cheaper in Nevada.

It’s a good idea to know that Nevada auto insurance rates are impacted by many factors which can significantly increase or decrease the cost of a policy. Simply having a birthday, increasing deductibles, or having an accident may cause policy rate changes resulting in some companies being much cheaper than others.

Cheapest Insurance Rates for Vets

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Cheapest insurance companies in Nevada
Rank Company Cost Per Year
1 Travelers $912
2 Allied $949
3 Capital $1,008
4 Oregon Mutual $1,182
5 American Family $1,194
6 Progressive $1,226
7 GEICO $1,269
8 USAA $1,297
9 Nationwide $1,334
10 Safeco $1,360
11 Farmers $1,438
12 MetLife $1,583
13 Country $1,602
14 State Farm $1,698
15 Mercury $1,771
16 Victoria $2,011
17 Liberty Mutual $2,227
18 Bristol West $2,313
19 Allstate $2,385
20 Encompass $2,630
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Travelers has some of the best car insurance rates in Henderson at around $912 annually. This is $662 less than the average rate paid by Nevada drivers of $1,574. Allied, Capital, Oregon Mutual, and American Family also make the cut as some of the best Henderson, NV auto insurance companies.

As shown in the rates above, if you buy coverage from Allied and switched to Travelers, you might see yearly savings of roughly $37. Customers with Capital may save as much as $96 a year, and Oregon Mutual customers might cut rates by $270 a year.

If you would like to find cheaper car insurance rates, click here to begin a quote or click through to the companies below.

Remember that these policy prices are averages across all types of drivers and the different vehicles they drive and are not factoring in an exact vehicle garaging location for veterans. So the car insurance company that can offer you the best price may not even be in the list above. That’s why you need to compare rates from multiple companies using your own specific driver information and vehicle.

One of the more important components that help determine the annual cost of car insurance is the neighborhood you call home. Areas with high crime rates or more dense population tend to have higher rates, whereas less populated areas benefit from having to pay less for coverage.

The information below rates the most expensive cities in Nevada for veterans to buy car insurance in. Henderson makes the list at #8 with a yearly cost of $1,749 for car insurance, which is about $146 per month.

How much does car insurance cost in Henderson, NV?
Rank City Premium Per Year
1 Winchester $2,116
2 Sunrise Manor $2,090
3 Spring Valley $2,060
4 Paradise $2,041
5 Enterprise $1,908
6 Las Vegas $1,892
7 North Las Vegas $1,882
8 Henderson $1,749
9 Boulder City $1,511
10 Mesquite $1,325
11 Pahrump $1,323
12 Reno $1,282
13 Sparks $1,278
14 Spanish Springs $1,266
15 Sun Valley $1,253
16 Carson City $1,158
17 Gardnerville Ranchos $1,138
18 Dayton $1,130
19 Fernley $1,103
20 Elko $1,092
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Rates are estimated as the specific garaging location can revise price quotes noticeably.

How accidents and violations affect rates in Henderson

The ideal way to maintain low auto insurance prices in Henderson for veterans is to drive cautiously and maintain a clean driving record. The example below shows how violations and accident claims drive up insurance prices for each age group. Data assumes a married female driver, full physical damage coverage, $250 deductibles, and no additional discounts are factored in.

The data in the chart shows the average cost of car insurance in Henderson per year with a clean driving record and no accidents is $1,252. Get written up for two speeding tickets and the average cost hikes up to $1,777, an increase of $525 each year. Next add two accidents along with the two speeding tickets and the annual cost of auto insurance for veterans increases to an average of $3,711. That’s an increase of $2,459, or $205 per month, just for not keeping your driving record clean!

How to get discounts on Henderson car insurance

Discounts on auto insurance for veteransAuto insurance companies that sell policies for veterans may additionally offer rate discounts that could reduce prices by as much as 35% or more if you can meet the requirements. Companies and some of the discounts are included below.

The illustration below visualizes the comparison of car insurance costs with and without discounts being applied to the rates. Data assumes a female driver, a clean driving record, no at-fault accidents, Nevada state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with safe-driver, passive restraint, marriage, defensive driving course, homeowner, and multiple vehicle discounts applied. When drivers take advantage of discounts, theaverage amount saved on auto insurance for veterans is 28% or $343.

How to find more affordable car insurance for veterans

Here are many money-saving ideas that can help drivers buy cheaper coverage.

That last idea is highly vital, as was noted in this piece. Insurance rates adjust frequently, so don’t hesitate to switch companies if a cheaper price is available. Being loyal to a particular company is commendable, but it’s not a great idea if that stubbornness costs you hundreds of dollars a year. In just a few minutes you could compare rates and find cheaper auto insurance for veterans in Henderson.