What Auto Insurance is Cheapest for Uber Drivers in Henderson?

The car, truck, or SUV requiring insurance is a large consideration when quoting the best auto insurance for Uber drivers. Vehicles with higher performance characteristics, poor passenger safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than safer models.

The information below features auto insurance rates for the most economical vehicles to buy coverage for.

Cheapest Vehicles to Insure in Henderson, NV
Vehicle Make and Model Estimated Cost for Full Coverage
Hyundai Elantra GLS Touring Station Wagon $1,975
Dodge Grand Caravan SE $2,214
Honda CR-V EX 2WD $2,262
Chevrolet Impala LT $2,335
Ford Escape Limited 4WD $2,453
Honda Odyssey EX-L W/Rear Entertainment $2,456
Kia Optima LX $2,504
GMC Sierra SL Crew Cab 4WD $2,511
Jeep Grand Cherokee SRT-8 4WD $2,504
Chevrolet Silverado 3500HD LT Crew Cab 2WD $2,549
Ford Focus SE 4-Dr Sedan $2,628
Ford Edge SE AWD $2,635
Hyundai Sonata Limited 4-Dr Sedan $2,673
Toyota RAV4 4WD $2,679
Volkswagen Jetta LE 4-Dr Sedan $2,688
Toyota Prius $2,692
Ford F-150 XL Regular Cab 4WD $2,715
Jeep Wrangler Unlimited Sport 2WD 4-Dr $2,724
Toyota Tacoma Double Cab 4WD $2,731
Toyota Corolla LE $2,820
Chevrolet Silverado LS Extended Cab 4WD $2,868
Toyota Camry LE $2,873
Chevrolet Malibu Hybrid $2,868
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Rate quotes do not factor in specific location which can revise coverage prices greatly.

By looking at the data, you can conclude that cars like the Hyundai Elantra, Dodge Grand Caravan, Honda CR-V, and Chevrolet Impala are likely to be a few of the cheaper vehicles to insure for Uber vehicles.

For Uber vehicles, one of the big things that are looked at to determine insurance cost is the neighborhood you call home in Henderson. Cities with larger populations or higher claim trends tend to pay slightly more, whereas areas with lower vehicle theft rates and fewer weather claims receive better rates.

The illustration below rates the priciest cities in Nevada for Uber drivers to purchase a policy in. Henderson ranks #8 having an annual price of $1,749 for the average policyholder, which is about $146 monthly.

How much is car insurance in Henderson?
Rank City Annual Premium
1 Winchester $2,180
2 Sunrise Manor $2,069
3 Paradise $2,041
4 Spring Valley $1,980
5 Las Vegas $1,930
6 North Las Vegas $1,900
7 Enterprise $1,851
8 Henderson $1,749
9 Boulder City $1,557
10 Pahrump $1,377
11 Mesquite $1,365
12 Sparks $1,304
13 Reno $1,294
14 Sun Valley $1,292
15 Spanish Springs $1,253
16 Gardnerville Ranchos $1,150
17 Carson City $1,136
18 Fernley $1,115
19 Elko $1,114
20 Dayton $1,097
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Premium amounts are approximated as the specific zip code location can influence price quotes noticeably.

Discount Henderson car insurance rates

Save on car insurance for Uber vehicles in HendersonAuto insurance companies that sell policies for Uber drivers may also offer policy discounts that could potentially reduce rates by 30% or more if you meet specific eligibility requirements. The best car insurance companies and their offered discounts are outlined below.

The diagram below compares annual premium costs with and without some available policy discounts. The information is based on a male driver, no violations or claims, Nevada state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with defensive driving course, accident-free, vehicle safety, marriage, homeowner, and multiple policy discounts applied. When drivers qualify for the discounts, theamount saved on car insurance for Uber drivers is 28% or $603.

The information below highlights how deductible choice can change insurance rates when quoting cheap insurance for Uber drivers. The rates are based on a married male driver, comp and collision included, and no additional discounts are factored in.

The chart above illustrates that a 30-year-old driver could save $238 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $360 by choosing a $1,000 deductible. Youthful drivers, like the Age 20 chart data, have the ability to save as much as $714 every year just by choosing higher deductibles when buying full coverage.

When choosing a higher deductible, it is essential to have enough savings set aside to allow you to pay the extra out-of-pocket expense that is associated with using high deductibles.

Picking a high-quality insurance company is difficult considering how many choices drivers have in Henderson. The company information listed below could help you decide which companies you want to consider when comparing rate quotes.

The ratings below are only made up of companies that insure vehicles across America, so smaller companies that only insure vehicles in Nevada are not factored into the list. To get price quotes and find cheaper insurance for Uber drivers, simply click here.

Top 10 Major Auto Insurance Companies in Henderson Ranked by Claims Service

  1. State Farm
  2. Esurance
  3. AAA Insurance
  4. Progressive
  5. Liberty Mutual
  6. GEICO
  7. Allstate
  8. Titan Insurance
  9. The Hartford
  10. Mercury Insurance

Top 10 Major Auto Insurance Companies in Henderson Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. Mercury Insurance
  5. The General
  6. Progressive
  7. Allstate
  8. AAA Insurance
  9. American Family
  10. Nationwide

How to find budget-friendly auto insurance for Uber drivers

Here are many thrifty solutions that can help you find cheap car insurance.

The last idea is incredibly necessary, as was emphasized in the prior article. Car insurance prices can change significantly in a year, so don’t be afraid to buy a different policy if you can find a cheaper rate. Having a favorite company is great, but is isn’t recommended if that stubbornness costs you hundreds of dollars a year. Take a couple minutes and compare prices to find cheaper car insurance for Uber drivers in Henderson.

If you have coverage questions and would like to have some professional guidance when shopping for cheaper insurance for Uber vehicles, the agents shown below can probably answer your questions and help you decide which coverage meets your needs best.

To locate a Henderson car insurance agency in your neighborhood, click the button at the bottom.

Farmers Insurance Group: Hesselgesser Insurance Agency
229 N Pecos Rd #110Henderson, NV 89074(702) 434-1230

Allstate Insurance: Gary Cox
2540 Anthem Village Dr Ste 180Henderson, NV 89052(702) 778-2222

Jason Spronk – State Farm Insurance Agent
900 Wigwam Pkwy #140Henderson, NV 89014(702) 564-3380

View more Henderson, NV insurance agencies