The car, truck, or SUV requiring insurance is a large consideration when quoting the best auto insurance for Uber drivers. Vehicles with higher performance characteristics, poor passenger safety features, or a high likelihood of having liability claims will cost quite a bit more to insure than safer models.
The information below features auto insurance rates for the most economical vehicles to buy coverage for.
|Vehicle Make and Model||Estimated Cost for Full Coverage|
|Hyundai Elantra GLS Touring Station Wagon||$1,975|
|Dodge Grand Caravan SE||$2,214|
|Honda CR-V EX 2WD||$2,262|
|Chevrolet Impala LT||$2,335|
|Ford Escape Limited 4WD||$2,453|
|Honda Odyssey EX-L W/Rear Entertainment||$2,456|
|Kia Optima LX||$2,504|
|GMC Sierra SL Crew Cab 4WD||$2,511|
|Jeep Grand Cherokee SRT-8 4WD||$2,504|
|Chevrolet Silverado 3500HD LT Crew Cab 2WD||$2,549|
|Ford Focus SE 4-Dr Sedan||$2,628|
|Ford Edge SE AWD||$2,635|
|Hyundai Sonata Limited 4-Dr Sedan||$2,673|
|Toyota RAV4 4WD||$2,679|
|Volkswagen Jetta LE 4-Dr Sedan||$2,688|
|Ford F-150 XL Regular Cab 4WD||$2,715|
|Jeep Wrangler Unlimited Sport 2WD 4-Dr||$2,724|
|Toyota Tacoma Double Cab 4WD||$2,731|
|Toyota Corolla LE||$2,820|
|Chevrolet Silverado LS Extended Cab 4WD||$2,868|
|Toyota Camry LE||$2,873|
|Chevrolet Malibu Hybrid||$2,868|
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Data assumes single female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include multi-vehicle, claim-free, safe-driver, multi-policy, and homeowner. Rate quotes do not factor in specific location which can revise coverage prices greatly.
By looking at the data, you can conclude that cars like the Hyundai Elantra, Dodge Grand Caravan, Honda CR-V, and Chevrolet Impala are likely to be a few of the cheaper vehicles to insure for Uber vehicles.
For Uber vehicles, one of the big things that are looked at to determine insurance cost is the neighborhood you call home in Henderson. Cities with larger populations or higher claim trends tend to pay slightly more, whereas areas with lower vehicle theft rates and fewer weather claims receive better rates.
The illustration below rates the priciest cities in Nevada for Uber drivers to purchase a policy in. Henderson ranks #8 having an annual price of $1,749 for the average policyholder, which is about $146 monthly.
|6||North Las Vegas||$1,900|
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Premium amounts are approximated as the specific zip code location can influence price quotes noticeably.
Discount Henderson car insurance rates
Auto insurance companies that sell policies for Uber drivers may also offer policy discounts that could potentially reduce rates by 30% or more if you meet specific eligibility requirements. The best car insurance companies and their offered discounts are outlined below.
- Mercury Insurance offers premium reductions for good driver, age of vehicle, anti-theft, low natural disaster claims, annual mileage, and multi-policy.
- Farmers Insurance has discounts for bundle discounts, distant student, good student, switch companies, mature driver, and alternative fuel.
- Farm Bureau discounts include multi-vehicle, multi-policy, youthful driver, good student, 55 and retired, renewal discount, and safe driver.
- State Farm may include discounts for passive restraint, driver’s education, Steer Clear safe driver discount, multiple autos, and Drive Safe & Save.
- Allstate includes discounts for premier discount, anti-theft, eSmart discount, early signing, teenSMART discount, and utility vehicle.
- GEICO may offer discounts for multi-vehicle, anti-theft, five-year accident-free, seat belt use, and military active duty.
The diagram below compares annual premium costs with and without some available policy discounts. The information is based on a male driver, no violations or claims, Nevada state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with defensive driving course, accident-free, vehicle safety, marriage, homeowner, and multiple policy discounts applied. When drivers qualify for the discounts, theamount saved on car insurance for Uber drivers is 28% or $603.
The information below highlights how deductible choice can change insurance rates when quoting cheap insurance for Uber drivers. The rates are based on a married male driver, comp and collision included, and no additional discounts are factored in.
The chart above illustrates that a 30-year-old driver could save $238 a year by switching their comprehensive and collision coverages from a $100 deductible up to a $500 deductible, or save $360 by choosing a $1,000 deductible. Youthful drivers, like the Age 20 chart data, have the ability to save as much as $714 every year just by choosing higher deductibles when buying full coverage.
When choosing a higher deductible, it is essential to have enough savings set aside to allow you to pay the extra out-of-pocket expense that is associated with using high deductibles.
Picking a high-quality insurance company is difficult considering how many choices drivers have in Henderson. The company information listed below could help you decide which companies you want to consider when comparing rate quotes.
The ratings below are only made up of companies that insure vehicles across America, so smaller companies that only insure vehicles in Nevada are not factored into the list. To get price quotes and find cheaper insurance for Uber drivers, simply click here.
Top 10 Major Auto Insurance Companies in Henderson Ranked by Claims Service
- State Farm
- AAA Insurance
- Liberty Mutual
- Titan Insurance
- The Hartford
- Mercury Insurance
Top 10 Major Auto Insurance Companies in Henderson Ranked by Customer Service
- State Farm
- The Hartford
- Mercury Insurance
- The General
- AAA Insurance
- American Family
How to find budget-friendly auto insurance for Uber drivers
Here are many thrifty solutions that can help you find cheap car insurance.
- Buy a vehicle with excellent safety ratings
- Drive attentively and avoid accidents
- Save money by bundling your home and auto policies
- Do not pay for comprehensive and collision coverage on older vehicles
- Avoid price increases by not filing claims
- Do not get tickets or violations
- Compare rates and switch if you can find a better deal
The last idea is incredibly necessary, as was emphasized in the prior article. Car insurance prices can change significantly in a year, so don’t be afraid to buy a different policy if you can find a cheaper rate. Having a favorite company is great, but is isn’t recommended if that stubbornness costs you hundreds of dollars a year. Take a couple minutes and compare prices to find cheaper car insurance for Uber drivers in Henderson.
If you have coverage questions and would like to have some professional guidance when shopping for cheaper insurance for Uber vehicles, the agents shown below can probably answer your questions and help you decide which coverage meets your needs best.
To locate a Henderson car insurance agency in your neighborhood, click the button at the bottom.
Farmers Insurance Group: Hesselgesser Insurance Agency
229 N Pecos Rd #110 – Henderson, NV 89074 – (702) 434-1230
Allstate Insurance: Gary Cox
2540 Anthem Village Dr Ste 180 – Henderson, NV 89052 – (702) 778-2222
Jason Spronk – State Farm Insurance Agent
900 Wigwam Pkwy #140 – Henderson, NV 89014 – (702) 564-3380