Establishing which companies offer the most affordable insurance rates for a company car calls for a little more sweat in order to find the best price.
Each auto insurance company has a different process to determine premium rates, so let’s take a look at the lowest cost insurance companies in Henderson, NV. We do need to point out that Nevada insurance rates are determined by lots of factors that can increase the price you pay. Simply getting older, having a teenage driver, or getting a reckless driving citation may generate price changes that can cause some rates to be cheaper than others.
Find Cheaper Car Insurance in Nevada
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | Allied | $921 |
| 2 | Travelers | $930 |
| 3 | Capital | $1,008 |
| 4 | Oregon Mutual | $1,147 |
| 5 | American Family | $1,218 |
| 6 | GEICO | $1,232 |
| 7 | Progressive | $1,238 |
| 8 | Nationwide | $1,295 |
| 9 | USAA | $1,297 |
| 10 | Safeco | $1,306 |
| 11 | Farmers | $1,452 |
| 12 | Country | $1,602 |
| 13 | MetLife | $1,631 |
| 14 | State Farm | $1,681 |
| 15 | Mercury | $1,753 |
| 16 | Victoria | $2,011 |
| 17 | Liberty Mutual | $2,183 |
| 18 | Bristol West | $2,313 |
| 19 | Allstate | $2,337 |
| 20 | Encompass | $2,710 |
| Get a Custom Quote Go | ||
Allied quotes some of the lowest car insurance rates in Henderson at around $921 a year. This is $653 less than the average policy premium paid by Nevada drivers of $1,574. Travelers, Capital, Oregon Mutual, and American Family also qualify as some of the more affordable Henderson, NV insurance companies.
As shown in the table above, if you are currently insured with Capital and switched to Allied, you may see a yearly savings of roughly $87. Insureds with Oregon Mutual may save as much as $226 a year, and American Family policyholders might reduce rates by $297 a year.
To find the cheapest rates for your vehicle, click here to start your custom quote or feel free to get quotes from the companies below.
It’s important to note that these prices are averaged across all ages of drivers and types of vehicles and do not take into consideration an exact location for a company car. So the auto insurance company that fits your situation best may not even be in the top 20 companies in the list above. That emphasizes why you need to compare as many prices as possible using your own specific driver information and vehicle.
The make and model of vehicle you are insuring is a large factor when comparing quotes for the most affordable auto insurance for a company car. Vehicles with lower acceleration and performance, modern passenger safety features, or low incidents of liability claims will cost significantly less to insure than higher performance models. The table below shows auto insurance costs for some of the most budget-friendly vehicles to insure.
| Vehicle | Estimated Cost for Full Coverage |
|---|---|
| Honda Accord LX-P 4-Dr Sedan | $1,653 |
| Ford Escape Limited 4WD | $1,793 |
| Ford Explorer XLT AWD | $1,853 |
| Honda CR-V EX-L 4WD | $1,923 |
| Toyota RAV4 2WD | $1,955 |
| Ford F-150 FX4 4WD | $1,996 |
| Dodge Grand Caravan Crew | $2,006 |
| Toyota Tacoma X-Runner 2WD | $2,056 |
| Chevrolet Silverado LS Regular Cab 4WD | $2,059 |
| Nissan Rogue S 2WD | $2,094 |
| GMC Sierra SL Crew Cab 4WD | $2,097 |
| Jeep Wrangler Sahara 4WD 2-Dr | $2,106 |
| Toyota Prius | $2,110 |
| GMC Sierra 3500HD SLT Extended Cab 2WD | $2,139 |
| Ford Edge Limited 2WD | $2,180 |
| Chevrolet Impala LS | $2,185 |
| Ford Focus SES 2-Dr Coupe | $2,196 |
| GMC Sierra 2500HD SLT Extended Cab 4WD | $2,199 |
| Volkswagen Jetta 2.0T Station Wagon | $2,208 |
| Toyota Camry LE | $2,231 |
| Get a Custom Quote Go | |
Prices based on married female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Premium costs do not factor in specific location information which can change coverage rates noticeably.
Looking at the numbers, cars like the Honda Accord, Ford Escape, and Ford Explorer are likely to be the cheaper vehicles to insure for your employer’s vehicle.
Picking the best auto insurance provider can be rather challenging considering how many companies sell coverage in Henderson. The information displayed below could help you select which insurers you want to consider when looking for cheaper rates.
These ratings are only made up of companies with a national presence, so companies without a large exposure are not included in these rankings. If you’d like to compare prices from these top insurers and more, click here.
Top 10 Large Auto Insurance Companies in Henderson Ranked by Customer Service
- GEICO
- State Farm
- The Hartford
- Mercury Insurance
- The General
- Progressive
- Allstate
- AAA Insurance
- American Family
- Nationwide
Top 10 Large Auto Insurance Companies in Henderson Ranked by A.M. Best Rating
- USAA – A++
- Travelers – A++
- GEICO – A++
- State Farm – A++
- The Hartford – A+
- Esurance – A+
- Nationwide – A+
- Allstate – A+
- Mercury Insurance – A+
- Titan Insurance – A+
The information below demonstrates how choosing different deductibles can raise or lower insurance prices when quoting cheap insurance for a company car. The prices are based on a single male driver, full physical damage coverage, and no discounts are taken into consideration.
A 40-year-old driver could save $254 a year by switching from a $100 deductible up to a $500 deductible, or save $382 by choosing a $1,000 deductible. Young drivers, such as the 20-year-old example, can cut up to $830 each year by choosing a higher deductible. When choosing a higher deductible, it’s a good idea to have additional savings on hand to enable you to cover the extra out-of-pocket expense that comes with higher deductibles.
How to find cheaper insurance for a company car
It is possible to find better rates, and here are a few money-saving suggestions that can help Nevada drivers find low-cost auto insurance.
- Do not pay for full coverage on older vehicles
- Maintaining good credit helps earn cheaper rates
- Save money by obeying traffic laws and keeping a clean driving record
- Avoid accidents
- Raise physical damage deductibles
- Buy vehicles with five-star safety ratings
- Shop around for cheaper rates regularly
That last tip is remarkably significant, as was emphasized in the prior information. Prices charged by companies in Henderson fluctuate considerably, so you should be ready to change to a new company if you can save money. We understand brand loyalty, but is isn’t recommended if that loyalty ends up costing major coinage every year. Spend a few minutes and shop around to find cheaper auto insurance for a company car.
If you aren’t sure which coverage to buy and prefer to get some guidance when comparing insurance rates for your employer’s vehicle, the insurance agencies below can probably aid you in deciding which insurance coverage you need. To find a Henderson insurance agent close to where you live, click the button below the list.
- Brendon Walker – State Farm Insurance Agent
4027 E Sunset Rd – Henderson, NV 89014 – (702) 456-6791 - Tommy Brooks – State Farm Insurance Agent
8955 S Pecos Rd #1b – Henderson, NV 89074 – (702) 750-9990 - Allstate Insurance: Michael Westra
205 N Stephanie St e – Henderson, NV 89074 – (702) 435-4211 - Allstate Insurance: Mike Seifer
2990 Sunridge Heights Pkwy #130 – Henderson, NV 89052 – (702) 270-4500