Cheapest Henderson Auto Insurance

Cheapest Henderson Auto Insurance

If you want to save the most money, the best way to find lower priced auto insurance rates in Henderson is to compare quotes annually from providers in Nevada. You can compare rates by following these guidelines.

First, try to comprehend how your policy works and the steps you can take to drop your rates. Many rating factors that cause high rates like multiple speeding tickets and your credit history can be eliminated by making minor changes in your lifestyle. This article gives tips to get affordable coverage and find overlooked discounts.

Second, request price quotes from direct carriers, independent agents, and exclusive agents. Exclusive and direct companies can provide rates from one company like Progressive or State Farm, while agents who are independent can provide rate quotes from multiple sources. View a list of agents

Third, compare the quotes to the price on your current policy and determine if there is any savings. If you find better rates and buy the policy, ensure coverage does not lapse between policies.

A crucial key to this process is to use the same level of coverage on every price quote and and to get rates from as many companies as possible. This ensures a level playing field and a thorough selection of prices.

Policy rates for auto insurance is dependent on many factors, but the average policy rate in Henderson is right around $1,400 each year. The national average roughly $1,224, so Henderson drivers pay around $130 more each year than drivers in surrounding states.

Auto insurance rates are determined by many different variables, and one of the main factors is the type of vehicle you own. The pricing data below shows insurance cost for some of the more popular vehicles insured in Henderson.

Auto Insurance Rates for Popular Cars in Henderson
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Ford Focus SES 4-Dr Sedan $1,136 $568 $95
Ford Fusion Sport 4-Dr Sedan $1,184 $592 $99
Honda Accord EX 2-Dr Coupe $1,230 $615 $103
Honda Civic SI 4-Dr Sedan $1,226 $613 $102
Hyundai Elantra GLS 4-Dr Sedan $1,160 $580 $97
Kia Optima SX $1,254 $627 $105
Nissan Altima 3.5 SR 4-Dr Sedan $1,184 $592 $99
Toyota Corolla S $1,160 $580 $97
Volkswagen Jetta S 2.5 Station Wagon $1,014 $507 $85
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Price estimates do not factor in specific zip code location which can increase or decrease premiums greatly.

Auto Insurance Rates for Popular Pickup Trucks in Henderson
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 3500HD LTZ Crew Cab 2WD $1,232 $616 $103
Chevrolet Silverado LS Crew Cab 2WD $1,254 $627 $105
Dodge Ram 3500 Crew Cab Laramie 4WD $1,636 $818 $136
Dodge Ram Quad Cab Sport 4WD $1,278 $639 $107
Ford F-150 Lariat Crew Cab Platinum 4WD $1,208 $604 $101
GMC Canyon SLE Crew Cab Z71 4WD $1,120 $560 $93
GMC Sierra 2500HD SLT Extended Cab 2WD $1,320 $660 $110
GMC Sierra SLT Crew Cab 2WD $1,184 $592 $99
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $1,120 $560 $93
Toyota Tundra SR/5 Crew Max 4WD $1,278 $639 $107
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Data based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, claim-free, and multi-vehicle. Rate information does not factor in specific Henderson garaging location which can revise premium rates noticeably.

Car Insurance Rates for Popular SUVs and Crossovers in Henderson
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX 4WD $1,144 $572 $95
Acura RDX Technology Package 2WD $1,102 $551 $92
BMW X5 3.5D AWD $1,298 $649 $108
Chevrolet Traverse LT 2WD $972 $486 $81
Ford Escape XLS 2WD $924 $462 $77
Ford Explorer Eddie Bauer 2WD $1,030 $515 $86
GMC Acadia SLT AWD $1,120 $560 $93
Honda CR-V EX 4WD $948 $474 $79
Honda Pilot Touring 4WD $1,120 $560 $93
Hyundai Tucson GLS 4WD $1,030 $515 $86
Jeep Grand Cherokee Laredo 2WD $1,096 $548 $91
Kia Sportage EX 2WD 4-Dr $1,096 $548 $91
Toyota Highlander Sport 2WD $1,120 $560 $93
Toyota RAV4 Limited 2WD $1,096 $548 $91
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Data rating is based on single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Nevada minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Premium amounts do not factor in your specific Henderson location which can alter prices greatly.

Cheaper rates with these discounts on car insurance

The information below illustrates the comparison of annual premium costs with and without discounts applied to the policy rates. The rates are based on a female driver, no driving violations, no at-fault accidents, Nevada state minimum liability limits, comp and collision included, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with multi-policy, marriage, homeowner, multi-car, safe-driver, and claim-free discounts applied.

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Henderson, Nevada Car Insurance Company Rankings
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 98 100 100 94% A++ 98.6
American Family 98 89 100 86% A 95.4
State Farm 88 93 96 90% A++ 92.4
The Hartford 94 92 90 89% A+ 91.7
AAA Insurance 88 89 95 91% A 91.2
GEICO 84 93 93 89% A++ 90.3
The General 89 91 89 88% A- 90
Titan Insurance 90 87 91 95% A+ 89.6
Progressive 84 91 93 87% A+ 89.5
Mercury Insurance 88 91 90 85% A+ 89.4
Allstate 85 90 92 88% A+ 89.3
Nationwide 87 88 84 90% A+ 88.7
Liberty Mutual 84 87 93 88% A 88.5
21st Century 85 86 87 88% A 86.7
Esurance 85 80 95 87% A+ 85.9
Safeco 85 85 85 86% A 85.8
Travelers 80 87 87 83% A++ 85.2
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Top 10 cheapest vehicles to insure in Henderson, NV
Honda Fit
Hyundai Accent
Mini Cooper
Chevrolet Colorado
Kia Rondo
Mazda MX-5 Miata
Mazda 5
Hyundai Elantra
Honda CR-V
Ford Escape

Top 10 most expensive vehicles to insure in Henderson, NV
Mercedes-Benz CL65 AMG
Mercedes-Benz S65 AMG
Audi R8
Mercedes-Benz CL600
Mercedes-Benz CL63 AMG
BMW 760L
Mercedes-Benz S600
BMW M6
Mercedes-Benz S63 AMG
Porsche 911

Top 10 safest vehicles to insure in Henderson, NV
Jeep Grand Cherokee
Chevrolet Equinox
Toyota Tacoma
Jeep Wrangler
Chevrolet Silverado
GMC Acadia
Jeep Liberty
Ford F-150
Buick Enclave
Ford Escape